KredosAi, an AI-powered collections platform that enhances revenue recovery by leveraging behavioral intelligence, raised $7 million in a Series A funding round led by BMW i Ventures.
Participating investors include new backers Motley Fool Ventures and Walter Ventures, alongside existing investors Okapi Venture Capital, StartFast Ventures, SaaS Ventures, and Stout Street Capital.
KredosAi is developing an intelligent engagement platform that sits between the moment a payment is due and the moment it becomes a write-off, the critical window where most enterprises still rely on one-size-fits-all outreach that damages customer relationships without meaningfully improving payment outcomes.
The platform uses behavioral science and AI to determine the right message, the right channel, and the right moment for each individual customer, replacing static campaigns with dynamic, adaptive engagement delivered at scale.
Sridharan founded KredosAi in 2021 alongside his co-founder, Dave Thoms, after witnessing the problem firsthand. Today, KredosAi serves several enterprise clients, including Anderson Brothers Bank in the financial services sector. Its platform has processed more than 200 million customer interactions over the past two years, with revenue growing more than 6x in that period.
The Series A will fund three strategic priorities: expanding go-to-market into financial services and auto lending, accelerating product innovation – including a multi-agent framework with voice agent support, and growing the team 2x to 2.5x over the next 12 months.